Whether you are looking for car insurance in Canada, the USA, or somewhere else, finding discount auto insurance can save you plenty of money. The first thing you need to do is get auto insurance online quotes.
Finding discount auto insurance is actually quite simple if you use the online tools that are available to you. There are many insurance companies that will offer you online insurance quotes and then allow you to purchase your insurance right from your computer chair.
What you want to be sure to do is get plenty of quotes. You also need to makes sure you are comparing like coverage. Read all the hidden clauses and get all the details to make sure you are comparing the same coverage. We recommend getting at least 10 quotes.
Buying online insurance can save you both time and money. No more wasted time sitting on hold on the telephone, or driving around town from one insurance company to another, then waiting to see an agent. Now you can accomplish all of this with a few clicks of the mouse.
You can also save up to 40% by shopping online. The insurance industry is very competitive and with the advent of online insurance purchasing it has become even more competitive.
On sites you may still have to wait up to 24 hours to get the quote back but that’s not too bad at all. Remember to be truthful on the quote applications.
Insurance companies will validate the information you supply so if you tell little white lies and get a better rate, they’ll take it away from your later or worse yet cancel your insurance.
There are many different ways to get a discount. A clean driving record, no tickets, no accident, your age, drivers over 50 often get an extra discount.
The type of coverage you choose can also earn you a bigger discount. For example the higher your deductible the bigger the discount. Different types of vehicles will also earn bigger discounts. The more safety features your vehicle has the more of a discount it will earn. Also the less driving you do the more discount you will earn.
There are many things to consider when buying insurance, all affect your rates. You should decide what coverage you need and how much of it you require before requesting quotes. That way you’ll be asking each insurance company for the same coverage.
Some states and provinces require minimum coverages, such as with liability insurance. Be sure you know and understand what coverage is required by law and make sure you include these coverages in your request for quotes.
You should also make sure you choose reputable insurance companies to deal with. Great savings are only a good deal if in the event of an accident your insurance company very quickly handles the claim. Companies that drag claims out and prolong paying are no deal!